Personal Loan is a short/medium tenured loan which requires no collateral/security for validation. The time taken to disburse these loans varies from a few hours to few days with minimal/no paperwork. Personal loans are specifically considered for its flexible end-use feature. These loans can be used for various purposes including emergency medical expenses, home renovation, wedding, etc..

It is almost everyone’s dream to own a small building which they can call home. You struggle every day to save a penny and go a step further to your dream. What if you can make this dream a reality a bit soon? We, at Yathra Finance, value your emotion and provide an extra hand to make your dream a reality.

Home loan or Housing loan is provided to buy/construct a house or expand/repair/renovate the existing house. This is a secured loan, as the property involved will be pledged to the lender until the borrower repays the entire amount along with the specified interest. The amount borrowed under housing loan will have interest rates starting from 6.95% in India and the tenure can stretch up to 30 years.

A business loan is an unsecured loan provided at a low-interest rate starting from 10.5%. It is borrowed to start a planned business or need assistance in expanding the existing venture. It is borrowed for a set plan and expects repayments with a fixed interest rate. Get your complete guide to business finances here..

In most of our lives, we will enter a stage where although we will have a smooth-running business, a house, a comfortable car, etc., we might still face the need for cash. During such times, we at Jothifinserv, assist you with all the financial needs based on your commercial or residential property..

LAP or mortgage loans are secured loans provided by banks and Housing Finance Companies (HFC) by keeping your property as a guarantee. This loan can be used for your child’s education, expanding your business, wedding celebration, medical expenses, etc. Most people having such assets usually prefer such loans as they can have an easy payment convenience and due to the low mortgage rates.